As a small business owner, there are a few types of business loan products available on the market for you to choose from. Based on the assets you own, you can opt for a secured business loan or an unsecured business loan that you can get without providing the lender with any security in exchange.…
Before the rise of cashless and digital payments, cheques and cash used to be the most common form of payment used in the market. With innovation in technology, there has been an increasing shift towards online transactions, and digital modes of payments have become extremely popular. They are easy to use and a secure alternative…
When applying for a business loan, you may have come across the term “business vintage”. Most lenders ask for proof of business vintage before assessing your creditworthiness and lending to you. They use your business vintage as proof of business authenticity and your ability to repay a business loan you borrow from them. Scroll down…
Today, with the right amount of dedication, attitude, ambition, and funds every business idea can turn into a reality. You need to have a business plan, sufficient funds to put the plan into action, and enough working capital to keep the business running once it is operational. Finances play a significant role in every business and…
When searching for the perfect business loan for your business, you may have come across the term “business vintage” on at least one lender’s website. Usually, the word “vintage” refers to the old age of something. Similarly, in business finance terms, vintage refers to the age of your business. Read on to find out what…
When like-minded people come together, they can make a huge difference. While the pandemic has drastically transformed the nature of networking, many organizations have now formalized and moved such interactions online. This has opened a world of new possibilities for entrepreneurs, especially women entrepreneurs, giving them access to formerly untapped resources and professionals. The Women…
Today, many high-value transactions are done via equated monthly instalments (EMI). This means instead of paying for the service or product upfront in full, you divide the price and pay the service provider or seller the amount over a few months + additional interest rate for this staggered payment schedule. As EMI payments start becoming…
From operating a household to successfully running a business, women can do it all. Today, women make up 432M of India’s employed workforce and there are 50K women-owned startups operational in the country. Women run successful businesses in rural and urban India, and in a survey by Google and Bain & Company, more than 45%…
This international Women’s Day, we’re celebrating all the strong women in our lives – our mothers, sisters, daughters, relatives, partners, colleagues, and friends. No matter who you are, you’re surrounded by at least one such woman who has been there to inspire, encourage, and push you when you need it, and this day is all…
Have you ever found yourself in a situation where you’re repaying a loan, and you find another lender offering you better terms for the same loan? But you don’t want to apply for another loan even though you’re tempted to because you don’t want to be overleveraged? We can empathise! Many business owners find themselves…
