How to Improve Your Chances of Getting a Business Loan: Everything You Need to Know

Applying for a business loan doesn’t need to be a stressful process. Here are our top tips for making your business more attractive to lenders when applying for a business loan.   Perfect Your Business Plan  When it comes to traditional business loans, lenders want to understand your business plan fully before agreeing to lend…

Daily Tip: File Your GST Return Forms On Time!

CreditEnable_GSTR

With the government issuing new notices weekly to accommodate for the disruptions caused by COVID-19, it is easy to forget to file your regular GST Return (GSTR) forms. So, here is a reminder to file your GSTR forms this month! Depending on the type of business you own, or the type of GST payment schedule…


Daily Tip: Learn What Information is in Your Credit Report

credit

Your commercial credit report (CCR) is just one of the factors that lenders take into consideration when deciding whether to lend to you or not. But it is an important factor. Your CCR contains information about the financial history of your business, and also the financial history of the owner and the directors of the…


Daily Tip: Download e-Statements Before Applying for a Business Loan

CE_e-Statements

When you apply for a business loan, you need to submit your bank account statements for the last 12 months for all the accounts you use for your business. With most bank branches closed and lenders working remotely, how do you access your business bank account statements? Most lenders now offer digital statements that you…


Daily Tip: Register on CoWIN and Book Your COVID Vaccine

CE_COVID_Vaccine

The #1 question on all our minds right now – have you got the COVID vaccine yet? Want to register for the vaccine but don’t know how? Visit our blog to learn how to register and find out what COVID vaccines are being administered in India. With the revised COVID guidelines going live today (21 June 2021),…


Top Tips: How to Leverage Technology for Your Business During COVID-19 (Part 2)

Small businesses are truly the backbone of the Indian economy, but what do you do when lockdowns and COVID restrictions have impacted the way you conduct your business? And even if your business is open, how do you convince customers that it is safe to come out and shop again? This is where you can…


Daily Tip: Check Your Credit Score Regularly

Check your credit score regularly

When was the last time you checked your credit score? We recommend regularly reviewing your credit report. This will help you catch inconsistencies before they cause problems and negatively impact your credit score and creditworthiness!  Click here to read more about why you should check your credit score regularly. Zero Hassle. Zero Fees.Business Loans. Enabled…


New ITR Filing Portal Launched on 7 June 2021: All You Need to Know

ITR e-Filing Portal 2.0

After a “Blackout Period” of 6 days, the Income Tax (IT) Department launched its new Income Tax Returns (ITR) Filing Portal on 7 June 2021.  This upgraded portal accessed via www.incometax.gov.in (instead of the old website – www.incometaxindiaefiling.gov.in) is designed to be more user-friendly, making the ITR filing process simpler and more transparent for taxpayers. According to the…


COVID-19 Vaccine and Business Loans: Am I Eligible?

Vaccine

Nowadays, no conversation is complete without the topic of the COVID vaccine coming up. Have you got it yet? Are you getting it? Why are getting it? Which one are you getting? When are you getting it? And where do I get an appointment from? The vaccine has become our ray of hope, making us…


Daily Tip: Get Approved For a Business Loan Faster

Business Loans

How can you shorten the wait time and get approved for a business loan faster? Our #1 Advice:Have your personal and business documents in order before you apply! Compile a complete list of all documents the lender will need, and make sure you have all of them ready before submitting your application! This will reduce…


CreditEnable and Flipkart Making Access to Affordable Finance Easier for 300,000 SMEs in India

CE_Flipkart

CreditEnable and Flipkart have signed a strategic partnership that will allow Flipkart sellers across the country to easily access affordable finance through the CreditEnable platform. Today, Flipkart is one of the leading e-commerce companies in India, with 300,000 sellers and 300 million registered users. Commenting on the partnership with CreditEnable, Ranjith Boyanapalli, Senior Vice President…