Festival season is upon us! The festivals are all about spending quality time with your loved ones, laughter, and great food! So, as a small business owner with a very demanding job, now is the right time to learn some techniques that can help you balance your personal life and work while giving equal amounts…

Festival season in India has arrived! The next two months are going to be a celebration of family, traditions, and delicious food! It is also the time when people tend to buy new things for their homes and businesses to mark a new beginning, and to welcome prosperity into their lives. So, now is the…

Have you heard about Advance Tax? Section 208 of the Income Tax Act, 1961 states anybody whose estimated tax liability for a financial year is more than or equal to Rs. 10,000 is liable to pay advance tax. Paying advance tax simply means paying your taxes as you earn your income so that you don’t…

Looking for a little extra support to cover your daily expenses and avoid disruptions in your operations until your accounts receivables get paid? A Working Capital Loan is the right option for your small business financing needs! A working capital loan is a short-term business loan option that helps streamline your cash flows during a…

It’s tax time again!  Depending on the type of business you own, or the type of GST payment schedule you follow, your GST Returns for August 2021 are due this month! Here are some important dates for you to remember: September 11: GSTR 1 (Monthly) for August September 13: GSTR 1 IFF (Optional) (August 2021)…

Did you know your business registration is how lenders determine how old your business is? Also known as Business Vintage, how long an SME has been operational and registered is crucial when getting small business financing from a formal lender.  A business registration makes it easier for lenders to verify and validate the information mentioned…

CreditEnable is here to help you stay on top of your tax obligations and improve your attractiveness to lenders. The deadline to deposit the tax collected and deducted at source in August 2021 is September 7! If you collect tax at source from your buyers or deduct tax at source for your employees, don’t forget…

As a small business looking for business financing, you have a couple of loan types to choose from. You can apply for an unsecured business loan if you don’t have any collateral to put up or just need some short-term financing.  You can apply for a secured business loan by giving the lender some form…

Any time you do not adhere to the terms of your business loan, like making an EMI payment on time, you are defaulting on your business loan.  Defaulting on a loan has a drastic impact on your credit report, and therefore your attractiveness to lenders and your future loan prospects.  When you take a loan…

Getting a business loan is a big responsibility. Lenders will only lend to entrepreneurs who have the financial ability to pay their EMIs and fund their daily expenses simultaneously, without difficulty. As a small business, here are our tips on how you can prepare for the business financing you need to grow: Produce a thorough…