CreditEnable is helping Indian SMEs easily access affordable finance when they need it. Try our technology platform today for free! We’re transforming the SME loan process so that you don’t have to wait weeks to get the small business financing you need to grow your business. Our service is completely digital, and our award-winning lender…
As credit experts, we’ve seen it all. Many of our SME customers applied for several business loans before using CreditEnable to successfully get the funding they needed. Some business owners may approach getting a loan from the quantity perspective – I should apply for as many as I can, and at least one lender will…
If you’re an SME that started using many different payment methods after the 2020 lockdown, you probably offer your customers a mix of cash and cash-less payment options. Cash-less transactions have many benefits. They’re almost instant, create a digital record of every transaction, and are easy to use. Despite the benefits and the decline in…
Always keep up with your tax obligations! Your quarterly TDS Certificate (for any tax deducted for payments other than salary) during the quarter ending on September 30, 2021, is due on November 15, 2021! If you fail to issue a TDS certificate by the specified date, the tax authorities will fine you a penalty of…
Did you know lenders check your average bank balance (also known as your minimum account balance) when you apply for business financing? They do this to check whether you always have enough cash in your bank account to repay the EMI if they decide to lend to you. It also lets them know your business…
CreditEnable is here to help you stay on top of your GST obligations! Depending on the type of business you own, or the type of GST payment schedule you follow, your GST returns for October 2021 are due soon. Here is a summary of the deadlines in November: November 11: GSTR 1 (Monthly) for October…
A one-off cheque bounce is a common occurrence that can happen to anyone for multiple reasons. But do you know how an SME loan EMI payment bounce impacts your credit? When your SME loan EMI payments bounce, it can have a lasting impact on your future loan prospects, so your financial actions 1-2 days after…
The deadline to deposit tax collected and deducted in October is right around the corner, and with Diwali festivities winding down, we wanted to ensure you don’t miss the important date! Remember, the deadline to deposit the TDS and TCS in October 2021 is November 7, so don’t forget to deposit the tax with the…
How thoroughly do you consider the interest rate when getting an SME loan? Every business owner wants to get a low ROI, and CreditEnable is here to help you get just that! But when you apply for an SME loan, how do you determine what ROI your cash inflow will actually be able to cope…
An occasional cheque bounce can happen to anyone and for many reasons, not always because of insufficient funds in your bank account. Sometimes, your signature may not match the one on file, or you could have simply written the wrong date on the cheque. After a cheque bounce, you’re charged a penalty, and you can…
